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916.804.7848

Renters Insurance in El Dorado Hills, CA and Folsom, CA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Suburban Family Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Suburban Family Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Suburban Family Insurance Agency

889 Embarcadero Drive, Suite 101
El Dorado Hills, CA 95762
Main office: 916-804-7848

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Katie made insurance so easy. She looked over our policies that we currently had and went above and beyond to get us better coverage for less money. We literally did nothing more than give her a small amount of information and she did all the work. It took really no time or effort on our part. She even organized our policy information into a binder so it would be easy to find and keep in order. She really cares and did such a thorough job. I highly recommend her.
- Kristin Reiser
Katie has been fantastic! She is very thorough and very knowledgeable. Highly recommended!
- Nick Klusty
Katie went above and beyond to make sure that my home and autos were covered as well as they possibly could be. Her follow up and accessibility are unparalleled. You can't go wrong with Suburban Insurance.
- Gabby Merrill McGraw
No pressure just an honest person doing her job to make sure I'm being taken care of. Easy!
- Jenelle Bernstein- Nilluka