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Professional Liability in El Dorado Hills, CA and Folsom, CA

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Suburban Family Insurance Agency, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Suburban Family Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Suburban Family Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Suburban Family Insurance Agency

889 Embarcadero Drive, Suite 101
El Dorado Hills, CA 95762
Main office: 916-804-7848

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Katie made insurance so easy. She looked over our policies that we currently had and went above and beyond to get us better coverage for less money. We literally did nothing more than give her a small amount of information and she did all the work. It took really no time or effort on our part. She even organized our policy information into a binder so it would be easy to find and keep in order. She really cares and did such a thorough job. I highly recommend her.
- Kristin Reiser
Katie has been fantastic! She is very thorough and very knowledgeable. Highly recommended!
- Nick Klusty
Katie went above and beyond to make sure that my home and autos were covered as well as they possibly could be. Her follow up and accessibility are unparalleled. You can't go wrong with Suburban Insurance.
- Gabby Merrill McGraw
No pressure just an honest person doing her job to make sure I'm being taken care of. Easy!
- Jenelle Bernstein- Nilluka